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Executive Condominium - Is It Worth Buying?


As the price of the private condominium escalates, executive condominiums appeal to be more affordable to a lot of first-time buyers.

Let us understand why the government introduces the Executive Condominium.

What Is An Executive Condominium (EC)?

Executive Condominium (EC in short), is a type of public housing in Singapore. EC is a hybrid of public and private housing.

They are developed by a private developer and have the full characteristics of a private condominium. Enclosed within a gated compound with security, and amenities like swimming pools, clubhouses, playgrounds, and so forth. The First EC name Eastvale located at Pasir Ris is built-in 1999.

Why Is The Government Building Executive Condominium?

In 1997, the government realizes that there is a group of Young Singaporeans (especially young graduates and professionals) being sandwiched, their salary range does not qualify them to apply for new BTO HDB Flats and yet they cannot afford to buy a private condominium.

Executive Condominium (EC), subsidized public housing with condominium facilities was introduced in 1997 to cater to this group of Singaporeans. Similar to a private condominium, an Executive Condominium is sold with strata titles.

What Are The Differences Between An Executive Condominium And A Private Condominium?

The biggest difference between an Executive Condominium and a normal private condominium comes in between the first 10 years.

Unlike the private condominium, anyone can buy (including foreigners), so long as you can afford it. All owners can start to sell their units even if their units are still under construction.

As for a new Executive Condominium, buyers will have to fulfill the Minimum Occupation Period (MOP) which is 5 years from the day you officially took over the units from the authority. That means from the day you bought the executive condominium to the day you can put it up for sale is estimated 8 to 9 years.

I name this period as Semi Privatise of the EC development.


The reason, owners only can sell their units restricted to Singapore Citizens or Singapore Permanent Residents only during the 6th year to the 10th year, but the transaction is a private treaty sale.

Good thing, the second owner can sell the unit anytime after they bought over with no MOP period restriction, subject only to the restriction ( can only Sell To Singapore Citizens or SPR) if they sell within the 6th to 10th year of the development after T.O.P.

When an Executive Condominium reaches the end of the 10th year after T.O.P,

I named it Fully Privatise the Executive Condominium, and now the development will hold the same status as normal private development.

Who can purchase the New Launch Executive Condominium from the Developer?

Please remember, Executive Condominium is a Public Housing introduced to cater to the group of Singapore Citizens which is a sandwich between the HDB BTO flats and the private condominium. Hence is still subject to the Public Housing Requirement.

Basic Requirement

  • The average gross monthly household income must not be more than $16,000.

  • Cannot own or dispose of any private property within 30 months.

  • Have not bought directly from HDB Twice (including resale flat with CPF Housing Grant).

  • The minimum Occupation Period (MOP) for the existing flat must be met.

  • Have to form a family nucleus.

Family Nucleus Requirement

(1) Public Scheme

  • You must be a Singapore Citizen and at least 21 years old at the time of application.

  • Your family nucleus must comprise at least another Singapore Citizen (SC) or Singapore Permanent Resident (SPR).

  • Family Nucleus Requirement: You, the applicant, and your spouse or your parents or your children are under your legal custody, care, and control (for widowed/ divorced).

(2) Fiance & Fiancee Scheme

  • You must be a Singapore Citizen and at least 21 years old at the time of application.

  • If your fiance/fiancee is below 21 years of age, he or she can only be listed as an occupier in your EC application.

  • If your fiance/fiancee is below 21 but above 18 years of age, written consent from the parents or guardians must be submitted with your EC application.

(3) Orphan Scheme

  • You must be a Singapore Citizen and at least 21 years old at the time of application

  • A single orphan applicant and all his unmarried siblings are to be listed in the same application

  • At least one of your deceased parents was Singapore Citizen (SC) or Singapore Permanent Resident (SPR)

(4) Joint Singles Scheme

  • You may apply with another single person.

  • Both of you must be Singapore Citizens (SC